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Why New York Gives Hit-and-Run Victims Only 90 Days to Notify MVAIC

Honda sedan with visible door dent parked beside street meter on urban sidewalk

The Tight Clock Facing New York Hit-and-Run Victims Key Takeaways: New York gives hit-and-run victims only 90 days to file an affidavit with MVAIC under NY Ins. Law § 5208(a)(2)(A), a condition precedent to applying for payment. The fund requires early notice to investigate phantom-vehicle claims while evidence remains available. The statute also requires reporting […]

How NY No-Fault Law Affects Pedestrian Accident Claims

Infographic shows how No-Fault Law affects pedestrian accident claims in NY, detailing initial claims, coverage, the “serious injury” threshold, and when lawsuits may be filed.

Walking can be hazardous, especially in major metropolitan areas. Vehicular and foot traffic congestion are just a way of life in many big cities. Unfortunately, greater foot traffic means more pedestrians being hit by vehicles. When that happens, the injured walker can obtain benefits from the car driver’s insurance without having to prove fault. Pedestrians […]